Helping You Discover Money You Didn’t Know You Had
Reuniting rightful owners with unclaimed money
Hello!
If you’ve landed here, there’s a good chance Return To Spender has already contacted you about possible unclaimed funds in your name, and you’re here to check us out. Good. That’s exactly what you should be doing. We expect it. We encourage it.
Melinda Allen
Return To Spender
What does Return To Spender do?
We research unclaimed funds in Australia, New Zealand, the USA and Canada, and work to locate and inform the rightful owners.
Why has Return To Spender contacted me?
For 3 main reasons
1. We’re highly confident that funds that we've located belong to you.
2. We believe you may have a connection to the rightful owner of the funds.
3. We need more information to confirm whether the funds are yours.
What is unclaimed money?
Unclaimed money is money that belongs to someone but has been left behind in old bank accounts, insurance policies, refunds, share dividends and the like.
Many people don’t even know it exists.
In most cases, it doesn’t expire. By law, it must be held until the rightful owner claims it.
Unclaimed funds usually exist for simple reasons: people move, change names, lose paperwork or forget old accounts. Life moves on, money doesn’t always follow.
If the money is mine, how do I get it back?
We’ll give you everything you need to locate and reclaim it yourself.
No middle man. No contracts. No pressure. No upfront fees. No crazy commissions.
So what does RTS get out of this?
Apart from an unbeatable feeling of satisfaction, we request a Flexible Finder’s Fee (FFF) to recognise the work we’ve done.
We’ll suggest an amount, but what you pay is entirely up to you. With standard 60 day payment terms, you’ll likely have your funds in hand before payment is due.
Unusual? Yes.
Transparent? Completely.
What doesn’t RTS do?
We don’t recover money on your behalf. Once we’ve reconnected you with your lost funds, we leave the actual claiming up to you. Here’s why.
1. It’s faster.
Dealing directly with the organisation avoids delays.
2. You’ve got this.
Claim steps are clear, we’ll show you where to find them.
3. Your privacy.
Fewer people handling your sensitive documents.
4. It keeps costs down.
For you and for us.
5. It makes our FFF possible.
Administering claims would change that.
6. It’s just not our jam.
It’s all about the research for us.
What Everyone Says
Testimonial
Can confirm that it isn’t a scam, had money I had forgotten about since I was in Australia on a working holiday visa in 2009. Thank you!
Testimonial
I would like to thank you personally for contacting me recently to inform me about the unclaimed money belonging to my late Nan.
I must admit at first I thought it maybe a scam, but soon realised you were completely legit in helping families claim funds they were entitled too.
It was an absolute pleasure meeting you online and thank you once again.
Testimonial
I now have my money back. If it wasn’t for Melinda and Return To Spender I would still be completely oblivious that this money even existed. I’m forever grateful.
Testimonial
If it wasn’t for your time and effort in alerting me, I wouldn’t have known about the funds. I have now claimed back what’s mine. Thanks once again.
Testimonial
Melinda contacted me and at first I was suspicious, especially as I’ve never lived in Australia. Her promise is true to word. It’s a human service. That’s how to build trust and that’s what we need more of.